Krishna is a Sr. Analyst and leads the G2P Transfers and UIDAI Practice group at MicroSave. He has over nine years of progressive international experience in consulting, research and operations for financial services for the unbanked. Krishna has hands on experience in digital financial services, micro-finance, payments, MSME finance and low income housing.He has worked with some of the largest banks, micro-finance institutions, research institutions, technology providers and mobile network operators in several countries in Asia such as India, Nepal, the Philippines, Laos and Papua New Guinea He has played a lead role in working with several deployments embarking on restructuring their product / technology offerings – assisting with their business strategy, market research, product development, risk analysis, costing and pricing, training, process mapping, pilot testing and roll-out management.