Financial Inclusion in Action

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Progress and Challenges with KYC and Digital ID


Based on great inputs and discussions from Amrik Heyer, FSD Kenya, Stephen Mwaura, former Head of Payments, Central Bank of Kenya, Uma Shankar Paliwal, Former Executive Director, RBI, Dennis Njau, Head of Channels, Kenya Commercial Bank, Gang Chai, Payment Policy Manager, Central Bank of Nigeria, and Johnah Nzioki from Eclectics. “Identification provides a foundation for… Continue reading

Nothing Wrong Calling Financial Education “Product Marketing”


Financial education, whether for the affluent or the indigent, may actually work best when it is linked to product marketing. This is a controversial premise because one is never clear where exactly the blurred line lies between “linked” (which implies merely a connection), and “nudge” (which can mean explicit sales efforts). First, let’s start with… Continue reading