Nitin Malik is an Assistant Manager in MicroSave’s Inclusive Finance and Banking domain. He is a financial inclusion consultant with experience gained though projects with insurance companies, microfinance institutions, technology service providers, and digital financial services providers in Ethiopia and India. Nitin has implemented projects involving microinsurance, index based insurance, client relationship management, project management, product development, technology assessment, and technology platform development. He is passionate about technology and how it can be used to devise innovative solutions to developmental issues.